Management Team

FILCAN FINANCIAL SERVICES has a dedicated and dynamic group of Managers and Staff. The Managers have a combined total experience of over 100 years in the Insurance and Financial Services field. The Managers' main responsibility is to ensure your success in the business. All members of the staff are focused on making sure that your business is processed efficiently and quickly.

Richmond Office   Tel:604-233-0123

David Ho

CLU, Ch.F.C.


David Ho, the president has been in the financial services for over 30 years. He is a Chartered Life Underwriter, Chartered Financial Consultant and has a professional accountant background in Asia and North America. Before he started Torce Financial Group, he had been a MDRT agent, Top Manager and Regional Managing Director for New York Life and Canada Life. He was the president of a Local Business Association and the Chair for United Way Major Gift Committee. He is a system person with passion and vision for this company. He believes in management by objectives, leadership by examples and reacts to situation promptly.

Paul Lui


Senior Manager

After graduating from University with a Master Degree, Paul started his career in the financial industry in 1985. He has qualified consecutively 10 years MDRT and has become life time member in 1996 and has achieved the designation of CLU, Ch.F.C. and CFP. He joined Vance Financial Group in year 2000 and has become the Senior Manager.

Rene Marucut

Senior Manager

Rene started his career in the insurance industry in July of 1987. He was a field underwriter attaining numerous company awards and MDRT qualifier. He became a Sales Manager with New York Life / Canada Life from 1990 up until December 1997. He then became a Brokerage Manager for Royal & Sun Alliance in Vancouver until January 2000. Rene later joined the elite group of Vance Financial. He is also an active member of Advocis and local chapter of the Filipino community in Vancouver.

Daphne Wu

Senior Manager

Daphne brings more than 15 years of financial industry related experience. She joined FILCAN FINANCIAL SERVICES in year 2000. She was a Regional Manager of AIG Life in Taiwan in 1993. Daphne has successfully qualified for insurance conferences since 1994 and has become a member of the MDRT in the years 2003-2008. She is actively involved in the community with volunteer work and was elected as the President of Taiwan Chamber of Commerce in BC in 2008. Daphne provides ongoing training and manages a dedicated team of brokers that she has developed over the years.

Andy Lau


Senior Manager

Andy started his career with Imperial Life in 1988. He was promoted to Sales Manager in 1993 and in August 1995, he joined Sun Life’s Vancouver Richmond Financial Center as a Sales Manager. From there, he qualified for Sun Life’s Management Club Awards between 1995 and 2000. Between February 2001 and April 2002, he was hired by Canada Life to become one of their Regional Marketing Consultant in BC. until April 2002. He became a managing partner with his previous financial services firm and now with FILCAN FINANCIAL SERVICES Inc. since May 1, 2010.

Andy had obtained his RHU ( Registered Health Underwriter ), CFP ( Certified Financial Planner ), CLU ( Chartered Life Underwriter ) and CSA ( Certified Senior Advisor ) designations. He is very active in ADVOCIS, which is an association for professional insurance advisors and financial advisors in Canada. Besides all of these accomplishments, he also qualified as a Million Dollar Round Table Qualifying Member several times. With his over 20 years experience along with his in-depth knowledge in financial planning and financial services products to you and your family’s financial needs in different stage of life. His honesty, sincerity, client first attitude and his listening skill will certainly a great asset to his service to the Chinese community.

Stephen Lai


Training Manager

Stephen started his career in July 1994. He firstly joined Sunlife’s Metrotown office, which was one of the largest and most successful branches at that time. During the first 2 years in Sunlife, he won the 1st runner up of the New Associate Award. He also won many other awards within the branch thereafter and the National Quality Award (NQA). He is a long term member of the Advocis and had obtained the professional designation of EPC (Elder Planning Counselor). Stephen is also a mutual funds licensee since 1997.

Stephen left Sunlife in 2001 and became an individual broker until 2004. He was then hired by a financial firm as Sales Manager. His major duties were to recruit new agents and to provide training to those new recruits. In May 2009, Stephen joined FILCAN FINANCIAL SERVICES as a Training Manager.

Cecilia Lo

Assistant Manager

Amy Yu

Administrative Assistant

Jessie Peng

Administrative Assistant

Maggie Leung

Administrative Assistant

Doris Ho


Surrey Office   Tel:778-395-8191

Noel Dulay


Noel earned his B.Sc in Economics and Accounting at the Far Eastern University Manila, Philippines. Noel has over 30 years experience in Sales and Marketing. He has been in the financial services industry since 1997 and has received many awards, e.g. National Quality Award, Outstanding Producer Award. Noel is also a consistent member of the Million Dollar Round Table.

Noel is responsible for setting up corporate directions and organizational strategies, as well as supporting the company to develop business.

Sherren Dulay

Administrative Assistant

Burnaby Office   Tel:604-569-0434

Sang Yeon Lee